Privacy-Focused Financial Management

Your financial data stays
on your desktop.

No cloud sync. No subscription. Mugove runs completely offline, keeping your financial data private on your computer.

Download Mugove for free See what's included
No cloud sync No account required Your data remains private
Menu
Dashboard
Pages
Expenses
Income
Accounts
Credit Cards
Loans
General
Settings
📷  Database   247.3 MB
Dashboard
Dashboard › Dashboard
Mar 3 – Apr 14, 2026 ↻ Regenerate
Available Balance (Bank Accounts) $4,592.35
Mar 3–9
+ Expense+ Income↻
RentMon, Mar 3rd
$1,200.00
GroceriesTue, Mar 4th
$190.00
Car PaymentThu, Mar 6th
$412.00
Adobe CreativeONE-TIMESat, Mar 8th
$54.99
Total$1,856.99
Project Invoice (Friday)Fri, Mar 7th
$3,200.00
Surplus$1,343.01
Balance After$5,935.36

Privacy shouldn't require a compromise.

You shouldn't have to choose between a capable finance app and keeping your data private. Mugove was built from day one so you never have to make that trade-off.

What most finance apps take
✕ Your complete transaction history
✕ Your account balances
✕ Real-time spending data
✕ Stored on their servers indefinitely, or worse, resold
What Mugove takes
🔒 Nothing.

The complete picture.
Entirely offline.

Every bill, income source, credit card, and loan in one place. No account needed. No sync. No cloud.

📅

Pay-Period Planning

Set your income schedule once and Mugove builds a rolling plan around it, slotting every bill under the payment it falls before. Weekly, bi-weekly, monthly, or irregular.

📊

Expenses, Income, and Accounts

Track every expense with exact due dates and log multiple income sources at any frequency. Bank balances feed directly into your projected standing after every bill.

💳

Credit Cards, Loans, and BNPL

Track every card's balance, limit, APR, and due dates alongside traditional loans and Buy Now Pay Later splits from Klarna, Afterpay, and others. Mark payments and watch balances update.

A look inside.

Menu
Dashboard
Pages
Expenses
Income
Accounts
Credit Cards
Loans
General
Settings
📷  Database   247.3 MB
Dashboard
Dashboard › Dashboard
Mar 3 – Apr 14, 2026 ↻ Regenerate
Available Balance (Bank Accounts) $4,592.35
Mar 3–9
+ Expense+ Income↻
RentMon, Mar 3rd
$1,200.00
GroceriesTue, Mar 4th
$190.00
InternetWed, Mar 5th
$79.99
Car PaymentThu, Mar 6th
$412.00
Adobe CreativeONE-TIMESat, Mar 8th
$54.99
Domain RenewalONE-TIMESat, Mar 8th
$34.99
Total$1,971.97
Project Invoice (Friday)Fri, Mar 7th
$3,200.00
Surplus$1,228.03
Balance After$5,820.38
Mar 10–16
+ Expense+ Income↻
GroceriesTue, Mar 11th
$190.00
GasThu, Mar 13th
$60.00
PhoneFri, Mar 14th
$65.00
Menu
Dashboard
Pages
Expenses
Income
Accounts
Credit Cards
Loans
General
Settings
📷  Database   247.3 MB
Credit Cards
Dashboard › Credit Cards
Total Limit
$5,000.00
active credit lines
Total Balance
$743.28
across active cards
Available
$4,256.72
remaining credit
Overall Usage
15%
1 active card
All Credit Cards+ Add Card
🔍 Search cards...
Status
Card Name
Limit
Balance
Usage
APR
Due Day
Statement
Actions
Chase
$5,000.00
$743.28
15%
19.99%
21st
5th
EditDelete
Menu
Dashboard
Pages
Expenses
Income
Accounts
Credit Cards
Loans
General
Settings
📷  Database   247.3 MB
Expenses
Dashboard › Expenses
Monthly
$2,354.98
active monthly
Weekly / Bi-weekly
$520.00
active
Items
22
all active
All Expenses+ Add Expense
🔍 Search expenses...
Status
Expense Name
Frequency
Due
Amount
Actions
Groceries
Weekly
Tuesday
$190.00
EditDelete
Gas
Weekly
Thursday
$60.00
EditDelete
Rent
Monthly
1
$1,200.00
EditDelete
Car Payment
Monthly
15
$412.00
EditDelete
Electric
Monthly
12
$94.00
EditDelete
Internet
Monthly
8
$79.99
EditDelete
Car Insurance
Monthly
3
$164.00
EditDelete
Phone
Monthly
22
$65.00
EditDelete
Netflix
Monthly
1
$22.99
EditDelete
Spotify
Monthly
5
$11.99
EditDelete
Amazon Prime
Monthly
17
$17.99
EditDelete
GitHub
Monthly
10
$21.00
EditDelete
Figma
Monthly
1
$45.00
EditDelete
Cloud Backup
Monthly
10
$8.99
EditDelete
Menu
Dashboard
Pages
Expenses
Income
Accounts
Credit Cards
Loans
General
Settings
📷  Database   247.3 MB
Income
Dashboard › Income
Est. Monthly
$4,234.80
all active sources
Monthly
$0.00
active monthly
Weekly / Bi-weekly
$2,450.30
active recurring
Daily
$0.00
2 paused
All Income+ Add Income
🔍 Search income...
Status
Income Source
Frequency
Pay Day
Amount
Actions
Design Work
Weekly
Monday
$620.00
EditDelete
Freelance Writing
Weekly
Wednesday
$285.00
EditDelete
Consulting Co.
Bi-weekly
Friday
$740.00
EditDelete
Client Retainer
Bi-weekly
Friday
$1,225.30
EditDelete
Annual Bonus
Yearly
Mar 1
$4,800.00
EditDelete
Menu
Dashboard
Pages
Expenses
Income
Accounts
Credit Cards
Loans
General
Settings
📷  Database   247.3 MB
Loans
Dashboard › Loans
Total Owed
$18,342.00
across active loans
Monthly Payments
$546.00
minimum due
Loans
2
all active
All Loans+ Add Loan
Status
Loan Name
Type
Balance / Progress
Payment
Due
Actions
Klarna (Laptop)
BNPL
4 of 6 paid   $329.94 left
$54.99
Monthly
9th
EditDelete
Personal Loan
Loan
$18,012.06
10.5% APR
$491.00
Monthly
3rd
EditDelete
🔒

It's your data.

No accounts. No cloud sync. No server that can be breached. Mugove stores everything in a single SQLite file on your computer. Back it up anywhere you like. Your financial life is yours, not ours.

No account required
No subscription
No cloud storage
Works offline

Download Mugove. It's free.

No purchase, no trial, no account. Pick your platform and you're set.

🐧
Linux
Ubuntu, Mint, Fedora, Arch
Download
🪟
Windows
Windows 10 and 11
Download
🍎
macOS
Intel and Apple Silicon
Download
Download on the App Store Android coming soon

Need a hand getting it running? See the installation guide.

Trusted by 500+ people who hate subscriptions Actively maintained, last updated September 2026 Support emails answered within 24 business hours

What keeps Mugove going is our supporters.

Support Mugove on Patreon

Thank you to our Supporters

Sara Melville $5.00
Geoff Pierce $5.00
Ron B. $5.00

Questions

Where does my data go?

Nowhere. Everything is stored in a SQLite database file on your own desktop. Mugove never connects to any server.

Do I get updates?

Yes, and every update is free. When a new version comes out, download it from this page and replace the old one. App Store installs update through the App Store.

Which operating systems are supported?

Linux (Ubuntu, Mint, Fedora, Arch, and others), Windows 10/11, and macOS (both Intel and Apple Silicon). Mugove is also on the App Store, and an Android version is coming soon.

What is a pay-period plan?

Instead of grouping bills by calendar month, Mugove groups them by when you expect income. Each payment or deposit becomes a "period" with the bills that fall due before the next one arrives.

Can I back up my data?

Yes. Everything is stored in a single database file on your desktop. You can find the exact path in Mugove under Settings. Copy that file anywhere to back it up or move it to another computer.

Is it really free?

Yes. There is no purchase, no trial period, no subscription, and nothing locked behind an upgrade. Download it and use it for as long as you like.

How quickly do I get support?

Fast. Mugove is built by BlueUplink, and we reply to every support email within 24 hours.

It's your data.

Free to download. No subscriptions, no accounts, no cloud. The full app on every platform, with your financial life staying exactly where it belongs.

No cloud sync No account required Linux, Windows, and macOS Free updates
Download Mugove for free

Linux, Windows, and macOS • Also on the App Store • Android coming soon